Making Private Healthcare Affordable When You Have No Insurance
It was only last year that I began enrollment in the Medicare program. In the two years prior to my becoming eligible for Medicare I was a cash paying patient— the cost of medical insurance even with a...
View ArticleKids and Moms Benefit from the Affordable Care Act
Recently, the American Academy of Pediatrics reported that infants should be breast-fed exclusively for the first six months of life and partially for the rest of the baby’s first year. The bad news is...
View ArticleDread Disease Policies and Accidental Only Policies: Are They Worth The Cost?
When we hear the word “cancer” or some other name of a deadly disease our thoughts often may go to “Thank God it’s not me, the expense would ruin my family.” You needn’t feel like an ogre for thinking...
View ArticleHow to Pay for Dental Insurance
Three times as many Americans are without dental insurance then there are Americans without health insurance. Although many employers do provide health insurance plans, a dental insurance plan may not...
View ArticleSave Your Money: Calcium and Vitamin D Don’t Prevent Broken Bones
If you are a woman, who has reached menopause, a friend or even a doctor has told you that you should take calcium and vitamin D supplements to prevent broken bones. When they told you, they did not...
View ArticleWhen to Get a Second Opinion
Most people think that if they are told they have a serious illness they need to get a second opinion. And this is one of the few times that conventional wisdom is correct. Before you make...
View ArticleHow to Find Affordable Health Care: Part I
This two-part article first offers suggestions for the self-employed to find affordable health care insurance. The second part is made up of tips for keeping health care costs as low as possible and is...
View ArticleHow to Find Affordable Health Care: Part II
The last post talked about insurance options. This post deals with ways to cut your health care expenses if you do not have insurance or have insurance that is “catastrophic” meaning you have a very...
View ArticlePatients In The Know: Save Money and Feel Better
Patients, who take an active interest in their health care by staying informed about how to stay healthy, build the confidence and learn the skills to work with their doctor in making health care...
View ArticleNew Healthcare Taxes: Hospital Insurance Tax on High-Income Individuals
The Affordable Care Act, or ObamaCare as it is called, is slowly beginning to take effect across the United States, although the exchanges that are supposed to make insurance available for consumers to...
View ArticleMedicaid Expansion, ObamaCare and the States
When the Affordable Care Act (also known in some circles as ObamaCare) was enacted in March 2010, one of the provisions was an expansion of the Medicaid program. (Medicaid provides free or low-cost...
View ArticleSex is Not Relevant!
There exists a belief that if your doctor is a woman she will communicates better with you as a patient, you will live longer, and your health care costs will be lower than if your doctor is a man....
View ArticleCVS, Its Employees, and Health Care
There have been a lot of reports in the media this month about CVS and its plan to surcharge employees $600 a year in additional insurance fees if the employees will not participate in something called...
View Article5 Steps to Setting Up a Health Savings Account
Health savings accounts (HSA) are a type of bank savings. But unlike your standard savings which may serve as your emergency fund or vacation fund, the money in this account is only used to pay health...
View ArticleIs the Money You Save By Doing At-Home Medical Testing Worth It?
With many people still being without health insurance (because they’re unemployed or their health insurance premiums are unaffordable), companies are now marketing at-home medical testing kits that...
View ArticleRetail Health Care: Health at a Healthy Discount
You have a miserable sore throat – might even be strep – without some health care you might die, just like Jim Henson, the Muppetteer who died a few years back from a strep throat too. But, you do not...
View ArticlePoor Lifestyle Can Mean a Poorer Pay Check
Employers saw sticker shock when they paid their employee’s 2012 health insurance premiums. Average corporate spending on health care insurance per employee was $11,664 according to a study by Towers...
View ArticleThe Best Way to Get the Lowest Price on Prescription Drugs? Ask For It.
Every year there are prescription drugs that lose their patent license. This means that a once pricey drug can be issued in generic form, allowing the cost of that drug to drop considerably....
View ArticleSave for Health Care, It is Far More Expensive than You Think
Although your planned retirement may be luxurious, at some point, you must come to understand that you are aging and will need health care. A study published in a recent edition of the American Journal...
View ArticleThe Expense of Caring for a Loved One with Dementia
Sadly, as Americans live longer, more of us are subject to some form of a debilitating dementia. It may just be forgetfulness or it may be Alzheimer’s disease. But it does not really matter; family...
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